Minnesota Insurance Claim Center
Settle claims without lawsuits
The Minnesota Insurance Claim Center (MICC) is operated by the policyholders’ litigation firm of Kenneth Udoibok Law Office. We know that you do not want to end up in court over a property insurance dispute—afterall, it is never easy to wait on receiving the payment you deserve on your insurance claim. At MICC, our staff are adept in the courtroom, building on years of practical experience and carefully-honed skills to deliver you a quick payout from insurance companies. We promise that policyholders have the benefit of property insurance attorneys and staff who will handle their claims without having to pay any unreasonable legal fees.
Our business model is unique in that we are able to assist clients all the way from the initial claim filing through the appraisal process and even proceed with litigation, in the rare cases that require it. Our firm boasts an impressive roster of individuals experienced in all areas of insurance law and claims processing.
We also work with a wide network of consultants in order to ensure that our clients receive the maximum allowable compensation under their insurance policy.
What’s our job?
At MICC, we appraise and negotiate insurance claims on behalf of policyholders by pressing insurance companies to pay claims in a timely manner, just like you deserve. No claim is too small or too large. MICC staff and consultants will appraise the damage, prepare an estimate and other claim documentation, review the insurance policy to determine coverage, and negotiate with the insurance companies’ adjusters for settlement. MICC is unique from other companies because it can represent policyholders all the way through litigation, for those rare situations that demand it. Don't worry, we've found that many claims can be settled well before that point.
MICC partners with policyholders
Insurance contracts are inherently complicated and written to favor the insurance company. MICC has your back. MICC helps policyholders understand their rights and verify the extent of their claim. We have a firm grasp of the law, including the division of legal responsibilities between insurance companies and policyholders. At MICC, lawyers, staff, and consultants focus our work on the following:
- Evaluating existing insurance policies for coverage
- Researching, discovering and confirming damage
- Review, analyse, and maximize content and any related expenses
- Evaluating business interruption losses
- Determining values for settling covered damages
- Preparing, documenting and maintaining claims
- Negotiating settlements
- Re-opening a claim with discrepancies
We offer superior service
MICC has the experience to aid policyholders in obtaining result they expect from their policy. We help you get your life back by assisting you to completely restore your residence or business operations. MICC takes the stress off policyholders by working as their advocate against multi-million dollar insurance companies. It is a tough job, but somebody has to do it—we are proud to take up your cause.
In order to achieve this, MICC does the following:
- Notify the insurance company of a covered loss
- Respond to claims in a timely manner
- Filing appropriate documentation
- Communicate with policyholders
- Investigate liability
- Assess damages
- Research the claim, including the building, contents, and extra living expenses
- Prepare a detailed damages report
- Negotiate with product/service providers
- Negotiate with contractors for repairs
- Ensure accurate procedures are followed
- Protect the interest of the policyholder
We handle commercial and residential claims
Our team of property insurance claim handlers represents commercial and residential policyholders with various insurance claims:
- Fire Damage
- Smoke Damage
- Water Damage
- Frozen Pipe Leaks
- Wind Damage
- Hurricane Damage
- Roof Damage
- Business Interruption
- Lightning Damage
Appraisal hearings are our specialty
We also offer effective and fair appraisal and umpire services. MICC strives to handle matters as quickly and as competently as possible. We take pride in our work and we know we can meet your needs. Visit the Appraisal page for more information about the appraisal process.
Call our office at 612-206-3770 or reach out via our online contact form to speak to an experienced claims handler. MICC staff and consultants have experience working throughout the state of Minnesota, including counties: Anoka, Carver, Clay, Dakota, Faribault, Freeborn, Goodhue, Hennepin, Isanti, Le Sueur, Lincoln, Lyon, McLeod, Marshall, Mille Lacs, Morrison, Murray, Nobles, Olmsted, Pine, Pipestone, Polk, Ramsey, Redwood, Renville, Rice, Roseau, St. Louis, Scott, Sherburne, Sibley, Stearns, Todd, Washington, Winona, Wright, Yellow Medicine and several other Minnesota counties and cities.